Finances: What do you think?

I’m on a conf call right now, and I thought I would go through the ideas for articles I came up with awhile back, notes, and little ideas that I wrote in the notebook. (Yes, I carry a notebook and pen pretty much all the time.)

Awhile back I was looking into setting a personal budget so I checked around the web, and there are literally a hundred thousand different ways to set up a budget. Here’s one of the aggregates of what I found.
Credit Card Debt – 5%
Student Loan Debt – 10%
Housing – 30%
Transportation – 15%
Rainy Day Savings – 5%
Retirement Savings – 10%
Health Insurance – 7%
Food – 10%
Misc – 8%

What do you think about the breakdown? Do any of you have any input on budgets that you guys use?
-D

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